Stop letting
your friends
rob you.
Photograph the group receipt and TabDaddy reads every line item, then you tap who ordered what. It writes the passive-aggressive text that actually gets you paid — with the Venmo link already filled in.
One text when it ships. Nothing else.Free for the first 5,000 🤑
76%
💸 of Gen Z who front the group tab never get fully paid back
47%
🩸 went into actual debt covering their friends' shares
Brad
Costco run · Saturday
KIRKLAND VODKA 1.75L · 1 of 4 shares
Delivered · Read 9:41 PM
The ugly truth
76%
of Gen Z who front money for group events never get fully repaid.
47%
go into actual debt — credit cards, overdrafts, borrowed rent — covering shares that were never theirs to begin with.
You are not bad at money.
You are bad at asking twice.
Nobody wants to be the person who follows up three times about $18. So you eat it, you tell yourself it evens out, and you quietly start resenting the guy who always "forgets his wallet." It does not even out. It compounds.
The money was never the hard part. The text message was. TabDaddy writes the one you would never send sober.
One ordinary weekend 📉
- 🍺Two rounds you covered at the bar$34
- 🛒The Costco run for the whole house$61
- 🚗The Uber nobody Venmo’d you for$28
Do that twice a month for a year and you have handed your friends $2,952 for the privilege of being the responsible one.
The arsenal
Three taps from receipt
to money in your account.
01📸 Snap the evidence
Vision OCR
Point your camera at the receipt. Crumpled, faded, folded in your back pocket since Friday — it reads every line item, quantity and tax, then does the split math you were going to get wrong anyway.
Parsing 14 items
02🫵 Tag the broke friend
The Enforcer AI
Tap the names next to the items they ordered. Then pick how much damage you want to do. The model writes it in your voice — funny enough to post in the group chat, pointed enough that they actually pay.
Generated
"Hey Marcus! Quick note from the group chat accountant: you ate $31 of chicken and contributed vibes. Vibes are not legal tender."
Every message ships with a receipt screenshot attached. Hard to argue with a photograph.
03💣 Deploy the nuke
The Venmo Nuke
One tap sends the text with a Venmo deep link that already has the amount, the note and the emoji loaded. They tap once. It is done before they can invent an excuse.
Charge request
$18.00
to @brad-ellis
Plain english
What TabDaddy actually is 🧾
TabDaddy is an AI receipt scanner and Venmo bill splitter for iPhone. You photograph a group receipt, tap who ordered what, and TabDaddy works as a passive-aggressive text generator — writing the message that collects the money and attaching a Venmo deep link with the amount already filled in. Students use it as a roommate debt collector for Costco runs, bar tabs, group dinners, Ubers and house supplies.
76% of Gen Z consumers who front money for group events do not get fully repaid. TabDaddy recovers that cash instantly using AI.
How to split a receipt and get paid back, step by step
- 1
Photograph the receipt
Open TabDaddy and point your camera at the paper receipt or upload a screenshot of the digital one. The AI receipt scanner reads every line item, quantity and tax.
- 2
Tap who ordered what
Assign each item to a person with one tap. TabDaddy does the per-person math including tax and tip, so the split is by item rather than evenly.
- 3
Send the message
The Enforcer AI writes a passive-aggressive text based on what they actually ordered, attaches the receipt photo as proof, and appends a Venmo deep link with the exact amount pre-filled.
- 4
Get paid
Your friend taps the link, Venmo opens on the payment screen, and the balance clears. No follow-up text from you required.
Splitting a bill the old way vs. with TabDaddy ⚔️
| Step | Doing it yourself | With TabDaddy |
|---|---|---|
| Reading the receipt | Squint at a crumpled receipt and add it up in your Notes app | AI vision scans every line item in about 2 seconds |
| Splitting the total | Divide evenly, so light eaters quietly subsidize everyone | Splits by item, so people pay for what they actually ordered |
| Asking for the money | Type it out, delete it, decide to bring it up later | Generates the text for you at three intensity levels |
| Collecting the money | They say "remind me tomorrow" and never mention it again | Venmo deep link with the amount pre-filled, one tap to pay |
| Following up | Three awkward reminders, then you give up and eat the cost | Automatic nudges escalate until the balance clears |
What people use TabDaddy for 🔥
- 🛒 Splitting a Costco receipt between roommates
- 🍻 Dividing a bar tab by who drank what
- 🍝 Collecting money for a group dinner
- 🏖️ Getting paid back for a beach house or ski trip
- ⛽ Splitting an Uber or a road trip gas fill-up
- 🧻 Charging housemates for shared groceries and supplies
- 🤡 Recovering money from the friend who always forgets their wallet
- 🎟️ Splitting a concert or festival ticket block
- 🎉 Settling up after a grocery haul for a party
The wall of shame
Real money,
pried out of real friends.
💰 $184,000 recovered in closed beta. Every dollar of it was already yours.
“TabDaddy got me my $42 back from my roommate who claims he “forgot his wallet” for the 4th time this month.”
“Sent one message. He Venmo’d me in 90 seconds and then asked me to please never use this app on him again.”
“The AI called my friend a “freeloading Victorian orphan” and he paid before I even put my phone down.”
“TabDaddy got me my $42 back from my roommate who claims he “forgot his wallet” for the 4th time this month.”
“Sent one message. He Venmo’d me in 90 seconds and then asked me to please never use this app on him again.”
“The AI called my friend a “freeloading Victorian orphan” and he paid before I even put my phone down.”
“TabDaddy got me my $42 back from my roommate who claims he “forgot his wallet” for the 4th time this month.”
“Sent one message. He Venmo’d me in 90 seconds and then asked me to please never use this app on him again.”
“The AI called my friend a “freeloading Victorian orphan” and he paid before I even put my phone down.”
“TabDaddy got me my $42 back from my roommate who claims he “forgot his wallet” for the 4th time this month.”
“Sent one message. He Venmo’d me in 90 seconds and then asked me to please never use this app on him again.”
“The AI called my friend a “freeloading Victorian orphan” and he paid before I even put my phone down.”
“I recovered $310 from a beach house trip. The trip was in 2023. I want everyone to sit with that.”
“My group chat now calls me the IRS. I have never been more liked or more solvent, and I only care about one of those.”
“Four roommates, one Costco run, zero arguments. First time that has happened since freshman year.”
“I recovered $310 from a beach house trip. The trip was in 2023. I want everyone to sit with that.”
“My group chat now calls me the IRS. I have never been more liked or more solvent, and I only care about one of those.”
“Four roommates, one Costco run, zero arguments. First time that has happened since freshman year.”
“I recovered $310 from a beach house trip. The trip was in 2023. I want everyone to sit with that.”
“My group chat now calls me the IRS. I have never been more liked or more solvent, and I only care about one of those.”
“Four roommates, one Costco run, zero arguments. First time that has happened since freshman year.”
“I recovered $310 from a beach house trip. The trip was in 2023. I want everyone to sit with that.”
“My group chat now calls me the IRS. I have never been more liked or more solvent, and I only care about one of those.”
“Four roommates, one Costco run, zero arguments. First time that has happened since freshman year.”
Questions
Everything people ask 🤔
before they download it.
How do I split a Costco receipt with roommates on Venmo?
Take a photo of the Costco receipt in TabDaddy. The AI receipt scanner reads every line item and price, you tap which roommate ordered what, and TabDaddy calculates each person’s share including tax. It then writes a text message and attaches a Venmo deep link with the exact amount pre-filled, so your roommate pays in one tap instead of arguing about who ate the rotisserie chicken.
How does the TabDaddy AI receipt scanner work?
TabDaddy uses AI vision (OCR) to read a photo of any paper receipt, even crumpled, faded or folded. It extracts each line item, quantity, subtotal and tax in about two seconds, then splits the total by item rather than dividing evenly, so nobody pays for food they did not eat.
How do I get my friends to pay me back without being awkward?
The awkward part is asking twice. TabDaddy writes the follow-up for you as a joke: a passive-aggressive text generator turns the debt into something funny enough to post in the group chat but pointed enough that people actually pay. The receipt screenshot and Venmo request are attached, which removes the argument entirely.
What is a passive-aggressive text generator?
A passive-aggressive text generator writes a message that asks for money using humor and social pressure instead of a blunt demand. TabDaddy generates one per debt at three intensity levels — polite, passive-aggressive and scorched earth — based on the actual items the person ordered.
Does TabDaddy work with Venmo?
Yes. Every generated message includes a Venmo deep link with the amount, recipient and note already filled in. Tapping it opens the Venmo app straight to the payment screen. TabDaddy is not affiliated with Venmo or PayPal.
Can TabDaddy split a bar tab by item?
Yes. TabDaddy splits any group bill by item rather than evenly, so the person who ordered four cocktails pays for four cocktails and the person who ordered a soda does not subsidize them. It works for bar tabs, restaurant checks, Costco runs, grocery hauls, Ubers and house supplies.
How much does TabDaddy cost?
TabDaddy is free for the first 5,000 users during the iOS early access period. Drop your phone number on tabdaddy.dad to join the list, and refer a friend to move up the queue.
Who is TabDaddy for?
College students, roommates and anyone who ends up as the group chat debt collector — the person who fronts the Costco run, covers the bar tab or books the beach house and then chases everyone for weeks. 76% of Gen Z consumers who front money for group events do not get fully repaid.
Cut the line
Turn in a broke friend.
Skip the waitlist.
Early access goes out in batches, oldest numbers first. Drop your number and you are in the queue. Refer a friend — preferably one who owes you money right now — and we bump you to the front of the line.
US numbers, iOS first. Message and data rates apply. Leave whenever you want.
Step 1
📲 We text you a link
One message, your personal invite link. That is the entire onboarding.
Step 2
💬 Drop it in the group chat
Ideally the chat containing the person who still owes you from spring break.
Step 3
🚀 Every signup moves you up
Each broke friend you turn in bumps you a full batch closer to the front.